No Interest Loans Scheme
No Interest Loans (NILs) are available to individuals and families on low incomes to access to safe, fair and affordable credit. Loans are available for essential goods and services such as fridges, washing machines, car repairs and medical procedures for up to $1,500. Repayments are set at an affordable amount over 12 to 18 months.
In Moorabool NILs is provided through The Neighbours Place.
77 Main Street, Bacchus Marsh
03 5367 6222
neighbourspl@iinet.net.au
Monday, Wednesday and Friday 9.30am-12.30pm. Closed on public holidays.
Escaping Violence Payment Program
The Escaping Violence Payment Program offers financial assistance and confidential support for people who have recently left a violent intimate partner.
From October 2021 the Federal Government provides women leaving a violent relationship access to a one-off payment of up to $5,000 to help them establish a life free of violence.
Under the two-year Escaping Violence Payment trial women will receive financial assistance of up to $1,500 in cash or vouchers, with the remainder available for goods and services or direct payments of bonds, school fees or other support services to help establish a safe home.
Click here to find out more (including eligibility). You do not need to be a client of the UnitingCare Network to access the payment and you can be referred by any family violence or other support service
Click here to find out more
Mortgage Stress Victoria - West Justice
Get FREE legal, financial counselling and Social Work support for your mortgage stress. Mortgage stress can mean you are behind in mortgage repayments, or you could be paid up to date, but you have other financial, legal, health or emotional issues causing household stress. Contact for free expert advice and rights on most issues.
1800 572 292 Monday - Friday 9.30am-5pm
Or complete an online form for an appointment
National Debt Hotline
Whatever your financial difficulty, whether it’s the mortgage, the credit card, the gas bill or something else, the National Debt Helpline can help. Work out what you can afford, how to negotiate payment plans, what debts to prioritise, and much more. Manage your debts and get back on track.
Welcome Page - National Debt Helpline (ndh.org.au)
Call for FREE advice on how to manage your debts:1800 007 007
Gamblers Help - Financial Counselling
Offering a range of support for people affected by gambling, their family and friends, including financial counselling, financial assistance and online support. Free and confidential support is also available in Arabic, Cantonese, Mandaring and Vietnamese. And interpreter for other languages can be arranged on request.
Phone 1800 858 858
Under 25 Youthline 1800 262 376
Website http://gamblershelp.org.au
Online Support http://gamblinghelponline.org.au
Victoria Legal Aid
General legal information and connection to services that may help for those who qualify for legal aid services. Find information regarding unpaid fines, victims of scamms, money concerns and other legal issues.
www.legalaid.vic.gov.au
Phone 1300 792 387
ParentsNext
Help parents with children under 6 to plan and prepare for future study or employment.
Connect with a ParentsNext provider who can do any of the following:
- help you set study and work goals
- meet with you regularly
- help you access services in the local community
- write a résumé and prepare for job interviews.
- find a course or work experience
- help you access financial support, including towards the costs of starting work or study.
You don’t have to look for work right now. However, it’s important to think about your study and work goals for when your children are school aged.
To be eligible you must be a parent or kinship carer with a child 6 years or younger and be receiving parenting payments.
Read more about ParentsNext eligibility on the Department of Employment and Workplace Relations website.